Chesapeake Bank and Trust Announces Membership in Allpoint


Chesapeake Bank and Trust Company has joined Allpoint Network, which means its clients now have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide.

With Allpoint Network, Chesapeake’s clients will never be far away from surcharge-free ATM access to their cash, especially in the United States, where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets including major discount retailers, convenience, grocery and pharmacy stores, users of Allpoint Network ATMs save time, as well as ATM fees.

“By becoming an Allpoint Network member, Chesapeake grows its ATM footprint to more than double that of even America’s largest bank,” said Glenn Wilson, President of Chesapeake. “People want a financial services provider that delivers the most convenient account access and management options, and that includes cash access. With Allpoint Network’s surcharge-free ATMs, we can meet our clients’ cash access needs in a way that works best for them — in the conveniently located stores that are already part of their lives.”

Chesapeake’s clients looking for the nearest surcharge-free Allpoint ATM—including 12,000 locations in Canada, Mexico, Puerto Rico, the United Kingdom, and Australia—can do so with their smartphone using the free Allpoint Network ATM locator app. Once at the store hosting an Allpoint ATM, look for the green Allpoint logo.

Allpoint Network is the largest surcharge-free ATM network with more than 55,000 ATMs in leading national and regional merchant locations across the United States, Canada, Mexico, United Kingdom and Australia. Allpoint provides greater access, convenience and savings to customers of financial institutions while providing institutions the tools to compete more effectively for customers. For more information or to find the nearest Allpoint surcharge-free ATM, please visit Allpoint Network is a wholly-owned subsidiary of Cardtronics plc (Nasdaq: CATM).

Chesapeake Bank and Trust is a full-service community bank founded in 1986, locally-owned and directed by area business and community leaders. The Bank is committed to providing area residents and business owners a full suite of financial products and an unparalleled level of individual service. For more information, call 410-778-1600, or visit

Main Street Chestertown Awards $29,000 in Grants for Downtown Façade Improvements


Main Street Chestertown’s façade-improvement program has awarded its first matching grants to help commercial property owners and tenants improve their downtown buildings.

The first four grants of 2018, totaling $29,000, went to the following:

– $15,000 to Park Row Partners (Peter Newlin and Gale Tucker) to help repair and restore the two-story porch on their property at 302-304 Park Row.

– $10,800 to Taylor Loughry Construction/TL Rentals for improvements to 314 Park Row, including exterior lighting and signage, window repairs and new side stairs with railing.

– $2,400 to Hoon Blitzer Associates for the purchase and installation of two second floor windows at 104 S. Cross Street.

– $800 to Jeffrey Maguire for minor repairs, repainting and landscaping at 108 S. Cross Street.

Grant awardee Taylor Loughry Construction is transforming the facade of 314 Park Row, home to its business office and the new women’s fashion shop, Blackbird Boutique.

The Maryland Department of Housing and Community Development made Main Street Chestertown’s program possible with a $40,000 Community Legacy grant. After these first four awards, $11,000 remains to fund additional 2018 improvement projects.  The 2018 Main Street grants provide up to 60 percent of the cost of a proposed renovation or refurbishment, with a  $20,000 limit per grant.  Property owners, or tenants with the owner’s authorization, receive the grant funds as reimbursement after the improvement project is complete.

The grants can apply to a range of improvements, from simple enhancements such as awnings, flower boxes, signage and painting, to more complex construction projects such as restoring an original façade.

The program guidelines and application forms are posted on Main Street Chestertown’s website ( For more information about the process, contact Main Street Manager Kay MacIntosh (, 410-778-2991).

Laura Johnson Steps Up Into Role as Vice President of Finance


Washington College President Kurt Landgraf announced today that Laura Johnson, who has served as Washington College’s chief budget officer for the past four years, will be promoted to Vice President of Finance.

Johnson, who before joining Washington College was the senior global financial analyst with the DuPont Company in Wilmington, Delaware, succeeds Rahel Rosner, who has accepted a position with St. Paul’s School in Baltimore.

“I am honored to continue to serve Washington College and excited for the opportunity to partner with Kurt, faculty, and senior leadership to ensure the sustainability of our future,” Johnson says. “We have some of the most talented and dedicated students, faculty, and staff and a board that is generous and insightful.  I look forward to the relationship with the community of Chestertown and to the exciting challenges and opportunities that lie ahead.”

In announcing the transition, Landgraf applauded the work of the Finance and Administration team, which is managing capital projects in various stages of development, from the construction of the Hodson Boathouse and Semans-Griswold Environmental Hall, to the upcoming renovation of the Cullen residential hall, the completion of a full facilities condition assessment, and a master plan update.

Less visible, he said, has been the team’s work on financial sustainability, budget modeling, and projections—areas of primary focus for Johnson. She has been the main liaison between both the Provost’s Office and the Office of Finance and the academic and administrative departments for matters related to resource allocation, financial planning, and approval of actions related to employees, major purchases, and capital projects. She serves on the Finance and Benefits Committee, the Planning Committee, the Donor Relations & Stewardship Committee, and as an adviser for the Washington College Veterans Association, helping lead the annual holiday drive to gather and send supplies and gifts to those deployed in the active military.

“Laura Johnson is an incredibly talented financial officer who has proven to be up to the challenge of maximizing the College’s resources,” says Landgraf. “She’s also totally committed to the welfare of this institution. I am delighted to be able to tap one of most our talented and committed employees for a position of greater responsibility.”

About Washington College

Founded in 1782, Washington College is the tenth oldest college in the nation and the first chartered under the new Republic. It enrolls approximately 1,450 undergraduates from more than 35 states and a dozen nations. With an emphasis on hands-on, experiential learning in the arts and sciences, and more than 40 multidisciplinary areas of study, the College is home to nationally recognized academic centers in the environment, history, and writing. Learn more at

Sarah Schut Attains Certified Financial Planner™ Designation


Sarah Schut, CFP®, RICP®, Investment Advisor with Radcliffe Financial in Chestertown, MD has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks in accordance with CFP Board certification and renewal requirements. Ms. Schut has worked with Radcliffe Financial since 2015, as an investment advisor and specialist in retirement income planning.  Schut also holds the Retirement Income Certified Professional® designation, and a Graduate Certificate from Iowa State University in Family Financial Planning.

The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas:  the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.  CFP® professionals also agree to meet ongoing continuing education requirements and to uphold CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards.

CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning.  CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.  CFP Board currently authorizes more than 80,000 individuals to use these marks in the United States.  For more about CFP Board, visit

Schut plans to conduct workshops in Chestertown through the summer covering topics on retirement income planning and behavioral finance.  Events will be held at The Seed House at 870 High Street in Chestertown.  Please, call for dates and information:  410-810-2475.

Schut is an investment advisor representative with Cetera Investment Advisers LLC and a member of Radcliffe Financial, a financial advisory firm associated with Radcliffe Corporate Services, Certified Public Accountants.  She offers securities through Cetera Financial Specialists, FINRA / SIPC.  For over 15 years, Radcliffe has been providing investment advisory services.  Schut can be reached at 870 high Street, Suite 1, Chestertown, MD  21620 or by phone at 410.778.1099.

Collaborative Marketing Campaign With BuzzFeed Wins International Communications Awards


The College Relations and Marketing team at Washington College has won two Awards of Distinction in the 24th Annual Communicator Awards for its collaborative campaign with BuzzFeed to increase WC’s awareness among college-bound teens. Judged by the Academy of Interactive and Visual Arts (AIVA), the Communicator Awards is the largest and most competitive awards program honoring creative excellence for communications professionals.

Washington College earned Awards of Distinction in marketing effectiveness for content marketing, and in digital/online advertising and marketing for its native advertising through the BuzzFeed campaign. Other winners included Acura, Fiat Chrysler Jeep, Whirlpool, Bank of America, Citi, FedEx, and Pepsi. The international competition is judged by AIVA, a group of 600-plus leading professionals in media, advertising, and marketing, including Starbucks, Condé Nast, Time, Inc., Yahoo!, and Disney.

The strategic campaign with BuzzFeed, a leading independent digital media company known to capture the 13- to 17-year-old market through its powerful distribution channels on social media, represents the first time the College has attempted to generate awareness on this scale.

“The goal was to reach high school students when they are most engaged–on their phones and on social media–with relatable sponsored content they care about to engage and share with their friends on Facebook, Snapchat, and Instagram,” says Rolando Irizarry, Washington College vice president of communications and marketing. “The native content we strategically created within the BuzzFeed format authentically speaks to the unique values of Washington College and shares the college life experience while living on the Eastern Shore and in Chestertown. By doing this, we were able to generate mass awareness, spark interest, and drive students to look into Washington College as an option.”

The four-month campaign resulted in 83 million impressions, with close to one million viewers who clicked on the BuzzFeed posts. As a result, compared to the same period last year,the College’s Facebook page saw a 77 percent page view increase, the College website’s homepage views increased 94 percent, and overall page views increased 32 percent site-wide.

The most popular post was “Pull An All-Nighter And We’ll Tell You What Grade You Got.” High school students easily understand the “all-nighter” idea, and the BuzzFeed audience loves taking these fun quizzes and sharing the results. This post also drove the highest number of click-outs to Washington College’s web site, generating more awareness of the College.

“The sophisticated approach to this campaign called for long hours with BuzzFeed and the creative brain power from the CRM team,” Irizarry says. “I’m so proud of them and what we’ve been able to accomplish with this campaign.”

The Communications Awards closely follows CRM winning five honors—three platinum and two gold—in the 2018 Hermes Creative Awards, showcasing its work across multiple disciplines and platforms, from the Washington College Magazine to the BuzzFeed campaign to support enrollment efforts.

Click here to view the award-winning Washington College BuzzFeed page:

About Washington College

Founded in 1782, Washington College is the tenth oldest college in the nation and the first chartered under the new Republic. It enrolls approximately 1,450 undergraduates from more than 35 states and a dozen nations. With an emphasis on hands-on, experiential learning in the arts and sciences, and more than 40 multidisciplinary areas of study, the College is home to nationally recognized academic centers in the environment, history, and writing. Learn more at

Qlarant Expands National Presence Opening 3 Locations


Qlarant, Inc., a national leader in quality improvement and the fight against fraud, waste, and abuse is pleased to announce an expansion of its national presence with the opening of three new regional offices.

Following the recent Unified Program Integrity Contractor (UPIC) awards for the Southwestern and Western Jurisdictions, Qlarant has expanded its footprint coast to coast to a total of twelve cities. By creating a new Cerritos, California regional hub and relocating its Houston, Texas and Tampa, Florida offices into improved spaces, Qlarant has accommodated the increased workforce and improved on already award winning services.

Jaysen Eisengrein – Sr. VP Qlarant (left) and Scott Ward – Sr. VP Qlarant

“Our new office here in Cerritos puts us in an accessible, visible area that is ideal for working with our existing clients and creating relationships with new customers,” said Jaysen Eisengrein, Qlarant’s Sr. Vice President for the UPIC Western Jurisdiction. “I’m thrilled to have the opportunity to lead our experienced team into new areas.”

Workforce expansion and increased customer demand have also necessitated a new office location for Qlarant’s existing Houston staff. With offices also in Dallas and McAllen, Texas, Qlarant’s presence in the Lone Star state continues to grow.

“We’ve called Texas home for nearly a decade and I’m proud that we are continuing our relationship with the State,” said Scott Ward, Qlarant’s Sr. Vice for the UPIC Southwestern Jurisdiction. “The new offices will allow us to grow and continue to improve on the important work we do every day.”

Qlarant’s new offices are part of a long term plan to expand the brand across the entire country. The recent UPIC awards have afforded the company the ability to hire many new associates. For more information on open positions visit

About Qlarant

Qlarant is a not-for-profit nationally respected leader in fighting fraud, waste & abuse, improving program quality, and optimizing performance.  The company uses subject matter experts and innovative data science and technology to help organizations see risks, solve problems, and seize opportunities. Solutions are customized for health and human services organizations, government agencies, and financial and insurance companies. Qlarant employs nearly 500 people and has a 45-year record of accomplishment improving the performance of some of the Nation’s most important programs.

WC Marketing and Communications Lands Five Awards in International Competition


Washington College’s Communications and Marketing team swept up five honors—three platinum and two gold—in the 2018 Hermes Creative Awards, showcasing its work across multiple disciplines and platforms, from the Washington College Magazine to the innovative BuzzFeed campaign to generate college awareness and support enrollment efforts.

Going up against some 6,000 entries in 195 categories from the U.S. and internationally, from sources including marketing and communications departments, advertising agencies, PR firms, and production companies, the College’s CRM team won:

• Platinum (scores of 90-100) for the College’s strategic co-branded content BuzzFeed campaign, for electronic media, social media, and interactive media in content campaigns;
• Platinum for the spring 2018 issue of the Washington College Magazine, “Like a Boss,” in print media and publications for magazines;
• Platinum for the customized yield piece for enrollment, “Read This, We Dare You,” for print media, marketing, and collateral branding;
• Gold (scores of 80-89) for the video “Washington College: You’ll Love This Place,” in electronic media, social media, and interactive media for recruitment,used during the BuzzFeed campaign;
• Gold for the River and Field Campus video “Washington College: The Year of the Bird,” for electronic media, social media, and interactive media for videography.

“This competition put our creative team in CRM up against some noteworthy agencies and industry giants with big budgets, names like AARP, Hilton, PepsiCo,UPS, Deloitte, Harvard Business School, the University of Maryland, Penn State, and the University of Pittsburgh,” says CRM Vice President Rolando Irizarry. “I am so proud of the work we have produced for Washington College. This team possesses that perfect strategic and creative balance necessary for successful marketing and communications tactics. All this while working on tight deadlines for constituencies across the College campus. They are true professionals and these awards just confirm that.”

The Hermes Creative Awards, administered and judged by the Association of Marketing and Communications Professionals (AMCP), honor creative professionals involved in the concept, writing, and design of traditional and emerging media. According to a media release, judges “are industry professionals who look for companies and individuals whose talent exceeds a high standard of excellence and whose work serves as a benchmark for the industry.”

The College’s co-branded content BuzzFeed campaign came in for special strategic recognition early on in the awards cycle, when it earned a “2018 Hermes Creative Awards Spotlight.” In a blog post on “this year’s most noteworthy Hermes Creative Award entries,” the AMCP noted the collaborative WC-BuzzFeed campaign’s “overwhelming success” of gathering more than 82 million impressions across various social media and web platforms—including BuzzFeed, Facebook, Snapchat, and Instagram—that reached a targeted audience of prospective college students now in high school.

The Hermes Awards come on the heels of another award for the CRM team this spring, a Communitas Award for a story, video,and local and regional media coverage about the College’s Food Recovery Network project, led by the Student Environmental Alliance (SEA). The organization stated that, “Our judges found that your nominee clearly exhibits the spirit of communitas, a Latin word that means people coming together for the good of a community. Communitas winners are recognized for specific programs involving volunteerism, philanthropy and ethical, sustainable business practices.”

Here are some of the award-winning entries:
You’ll Love This Place:
Year of the Bird:
Like a Boss:
Food Recovery Network:

For more on the Hermes Creative Awards, visit

About Washington College

Founded in 1782, Washington College is the tenth oldest college in the nation and the first chartered under the new Republic. It enrolls approximately 1,450 undergraduates from more than 35 states and a dozen nations. With an emphasis on hands-on, experiential learning in the arts and sciences, and more than 40 multidisciplinary areas of study, the College is home to nationally recognized academic centers in the environment, history, and writing. Learn more at

Downtown Chestertown Association Welcomes New Executive Committee


The Downtown Chestertown Association (DCA) is pleased to announce the election of Jennifer Laucik-Baker (37) as the new president of the DCA. Jenn and her husband John are residents of Chestertown’s Arts & Entertainment district the co-owners of Chester River Wine & Cheese Co. and Welcome Home.

“It takes courage, knowledge of how to get things done, and a strong network of trusted advisors to create and run a sustainable business. As the new President of the Downtown Chestertown Association I aspire to help DCA members strengthen our collective marketing efforts, advocate for business needs, and help our small businesses adapt and grow during times of change.”

New DCA Executive Committee members include Shannon Short (Eastern Interiors and Eastern Engraving), Marjorie Adams (Mimi’s Closet), and Sarah Crump (White Swan Colonial Inn and Tavern). Bob Ramsey (The Finishing Touch) will continue as the DCA’s treasurer for another term.

In its 52nd year of service, the DCA helps independent businesses owners through collective marketing, collaborative community events and sponsorships, knowledge sharing and education, and collective strategic planning. The DCA strives to:

▪ Create a positive and welcoming experience for local and out of town guests; strengthen WAC student experience
▪ Create a foundation for cooperative sales and marketing among DCA members and county businesses
▪ Improve understanding of the diversity of shops, galleries, art, food & beverage experiences available in Chestertown
▪ Build awareness of, and participation in, DCA and locally sponsored events
▪ Support execution of county and town marketing; collaborate on strategies and plans

The DCA would like to extend its tremendous thanks to Kristen Owen of Chesapeake Bank and Trust for her inspirational and outstanding leadership as the President of the DCA over the last 4 years. Her passion for partnership created a strong foundation for ongoing collaboration with the Town of Chestertown, Kent County Tourism and Economic Development, Washington College, and Main Street Chestertown. Under her leadership the DCA:

▪ Launched Porchfest, a popular music event partnering local musicians with homes in the downtown shopping district
▪ Strengthened relationship with Washington College, particularly in collaborations with their Student Government Association, Alumni and Admissions departments
▪ Advocated for funding for Chestertown’s Marina and Waterfront as a member of the Chestertown Waterfront Coalition
▪ Increased Small Business Saturday awareness and traffic to downtown retailers by becoming a Small Business Saturday Neighborhood Champion
▪ Established social media presence and improved community engagement

The DCA would also like to thank retiring Executive Committee members Barbara Jorgenson (Historical Society of Kent County), Wanda Gorman (Skippy’s Riverside Gifts & More), and Robert Ortiz (Ortiz Stuido and CREATE Art.Craft.Design).

Ralph F. Twilley Celebrates 40 Years with Shore United Bank


Shore United Bank, a member of Shore Bancshares community of companies, is proud to recognize Ralph Twilley for his 40 years of dedicated service. Mr. Twilley began his career with Centreville National Bank in February of 1978. Mr. Twilley joined our lending team as a loan officer and continues to serve the community through his lending expertise today. Currently, Mr. Twilley is a Vice President, Commercial Lender, focusing on meeting customers personal and commercial lending needs. His office is located at our branch in Stevensville, MD.

Ralph graduated from Salisbury State College in 2005 with a bachelor’s degree in business administration. Mr. Twilley completed Maryland Bankers School in 1982. With the goal of continuing his education, he graduated from the Maryland Executive School of Banking in 2007.

“Ralph is an exceptional member of the lending team. His knowledge and experience are an asset to the loan process for all his customers. We are fortunate to have Ralph on our team for the past 40 years,” said Heather Bacher, Market Manager of Shore United Bank.

Mr. Twilley currently serves as a board member for the Queen Anne’s County Chamber of Commerce and Mid-Shore Pro Bono. Ralph is a past board member for the Queen Anne’s County Little League, the Queen Anne’s County Free Library, and the Centreville United Methodist Church.

For more information about Shore United Bank, visit