Shore United Bank Welcomes Tracy Berrigan as Branch Manager


Shore United Bank, a member of Shore Bancshares community of companies, is excited to announce that Tracy Berrigan has joined the company as the Branch Manager of our Dover Street location in Easton, Maryland. Tracy joins Shore United Bank with 37 years of banking experience and management.

Ms. Berrigan is a graduate of the Community College of Baltimore County and holds a degree in business administration. She has also attended several courses and seminars through the Maryland Bankers Association including, deposit documentation, bank regulations and loan underwriting.

“Tracy is a great addition to the team at Dover Street. Her enthusiasm and her love for helping people go hand in hand when it comes to her leadership style that she demonstrates in the branch every day” says Jennifer Joseph, Chief Retail Banking Officer of Shore United Bank.

“I look forward to meeting and serving   the customers that visit our Dover Street location,” says Ms. Berrigan.

Ms. Berrigan serves on the Executive Board of the Talbot Chamber of Commerce, Board of Director for Friends of Hospice and the Brighter Christmas Fund and also serves as the Treasurer of St. Luke’s United Methodist Church in Denton.

Ms. Berrigan resides in Denton, Maryland with her husband, Tim.

For more information about Shore United Bank, visit

William (Bill) Lane, Jr. Celebrates 35 years with Avon-Dixon Insurance Agency


Avon-Dixon Insurance Agency, a member of Shore Bancshares community of companies, is proud to recognize Bill Lane, Jr. for 35 years of dedicated service. Mr. Lane began his career with Avon-Dixon in 1982 as an insurance sales and service representative for personal and commercial insurance products. Mr. Lane is currently a Senior Executive Vice-President and works with insurance products that assist clients with asset protection and wealth management. Mr. Lane is certified in insurance counseling and risk management.

“Avon-Dixon is pleased to celebrate 35 years with Bill. His commitment to his customers and his continuing drive to learn something new every day speaks volumes to his clients and co-workers. It is always a pleasure to work with him” says Rich Trippe, President and CEO of Avon-Dixon.

Mr. Lane resides in Easton with his wife, Barbara. He enjoys small boat sailing and woodworking. Mr. Lane currently serves on committees for multiple organizations, such as Mid-Shore Community Foundation, Critchlow Adkins Children’s Centers, Talbot Historical Society and more.

Wye Financial & Trust Welcomes Colin Pryor, Client Relationship Manager


ColinPryor_2016_cropWye Financial & Trust, a division of Shore United Bank and a member of Shore Bancshares community of companies, is pleased to announce that Colin Pryor has joined the company as their Client Relationship Manager.

Colin will be responsible for working with clients to strategize toward the preservation and continued growth of assets and introducing clients to a broad range of investment management opportunities.

Mr. Pryor is a graduate of the University of Delaware and holds a bachelor’s degree in Business Administration with a concentration in Finance.

Prior to joining Wye Financial & Trust, Mr. Pryor worked with Wilmington Trust, in the advisory services industry focusing on personal trusts; and four years with Bank of Oklahoma Financial managing retirement and investment accounts for local businesses.

“Colin is a welcome addition to our Wealth Management team.  He brings personal trust and corporate asset management experience that will benefit our clients,” said Wye Financial & Trust Manager, Talli Oxnam.

“I enjoy helping clients work towards their financial goals and to be working with a company that cares about its clients and communities,” said Mr. Pryor.

Mr. Pryor resides in Eden, Maryland with his wife Meghan. He actively volunteers with Junior Achievement in Salisbury.

Shore United Bank Employees Participate in the Annual Community Health Fair & School Supply Giveaway


shore unitedBrenda Wooden and Tiffany Knight, employees of Shore United Bank, participated in the 9th Annual Community Health Fair & School Supply Giveaway held recently at the Idlewild Park in Easton, MD. Ms. Knight’s children, Weldon and Kiara, also participated. In addition to giving away schools supplies, Shore United Bank also had a drawing for a backpack filled with school supplies. Visit Shore United Bank at

Shore Bancshares Merges Banking Divisions into Shore United Bank


Shore Bancshares, Inc., at its annual meeting discussed its plan to merge its two subsidiary banks, The Talbot Bank, headquartered in Easton, Maryland and CNB, headquartered in Centreville, Maryland, into one bank that will be known as Shore United Bank. “Merging our two banks provides efficiencies that will allow us to focus on strengthening client relationships while minimizing the ever increasing burden of regulation that banks face today,” said Shore Bancshares, Inc. President & CEO, Lloyd L. “Scott” Beatty.

The merger of the Talbot Bank with and into CNB and the corresponding name change to Shore United Bank is subject to regulatory approval. Applications for approval of the proposed merger have been or will be filed with the State of Maryland and the Board of Governors of the Federal Reserve System. Shore Bancshares is not currently aware of any reasons that would preclude consummation of the merger. Subject to the satisfaction of all regulatory and corporate requirements and approvals, Shore Bancshares currently anticipates consummating the merger in the third quarter of 2016.

As a $1.1 billion bank, Shore United Bank will continue to operate all 18 existing branches, a loan production office, and wealth management office throughout the Eastern Shore of Maryland, and Delaware. “Customers will now have the convenience of conducting all banking activity, not just account transactions, at any of our branch locations. The Shore United brand will make it easier for customers to recognize their bank,” said Shore Bancshares, Inc., V.P. Chief Marketing & Project Officer, Debra Rich. The Talbot Bank and CNB have been affiliated as members of Shore Bancshares, Inc. community of companies since 2000. The combination is intended to facilitate operational efficiencies, a consistent culture and united branding under Shore United Bank. “Our banks have a rich history that will continue with the same great people, products and service under a new name, Shore United Bank,” Beatty said.

CNB: Promotion of Cassandra Guy to Vice President


CNB, a member of Shore Bancshares community of companies, is pleased to announce that Cassandra “Cassie” A. Guy has been promoted to Vice President, Compliance Officer.

Cassie will be responsible for managing, administering and coordinating the compliance program for all areas of the bank. She also supervises and manages the credit administration department to ensure accurate and timely processing of loan documents.

Ms. Guy earned a bachelor’s degree in business administration from the University of Mary Washington in 1986 and graduated from the Maryland Banking School with honors in 2010.

Prior to joining CNB, Ms. Guy worked for Maryland National Bank as a Teller and then New Account Representative/Personal Banker. She joined CNB in 1995 as a Consumer Loan Officer. She was promoted to Branch Manager of the Rt 213 branch in 1998 until 2013 when she took on the role of Compliance Officer.

“Cassie has shown exceptional leadership qualities and has a proven track record in the banking industry”, says Ed Allen, President and CEO of CNB. “We are excited to have Cassie lead our team at CNB.”

Ms. Guy resides in Cordova, MD with her husband, Robert, and their three children. She is active in her community as a board member of the Queen Anne’s County Mentoring Partnership, a secretary for the Queen Anne’s County 4-H Fair and member of the fundraising committee for Claws for a Cause.

CNB Continues to Grow in Delaware


CNB, headquartered in Centreville, MD and a member of the Shore Bancshares community of companies, was joined by the Central Delaware Chamber of Commerce on March 12th in a ribbon cutting ceremony to celebrate the opening of their new branch location at 800 S. Governors Avenue, Dover DE. Employees, customers, friends and local dignitaries and supporters came out to celebrate with the CNB staff.

“We are very excited to now have a branch location in Dover“, says Teresa Swartz, Assistant Vice President, Branch Manager. “We look forward to serving the Dover community and surrounding areas for many years to come. CNB is truly a community bank and we can offer the products and personal service that will make an impact on both your personal and business goals. We plan to be actively engaged in this community and will continually look for opportunities to support our customers and to help improve their lives.”

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Established in 1876, with 12 convenient locations in Maryland and Delaware, CNB serves the local needs of our customers and our community through personalized banking services and products, convenient operations and secure and reliable banking solutions. Stop in to see how banking with CNB can benefit you. You may also visit or call 410-758-1600 for the main Centreville branch and 302-734-2860 for the new Dover branch.

Casual Fridays at Avon-Dixon Benefit St. Martin’s Ministries


Employees from the Avon-Dixon Insurance Agency, Freestate & Son Insurance, and Elliott Wilson Trucking Insurance, all members of the Shore Bancshares community of companies, recently donated $3,175 to St. Martin’s House in Ridgely, MD.

For the past several years, employees from each of these companies have made a charitable contribution to a local non-profit organization with funds raised throughout the year for their “Casual Day Fund.” To accumulate this fund, each Friday, employees have the opportunity to contribute $1 and in return they are allowed to come to work in casual attire.

At the end of 2014, Avon-Dixon, Freestate & Son, and Elliott Wilson Insurance matched the amount collected from employees thereby doubling the donation to St. Martin’s House, a non-profit shelter for homeless women with children.

St. Martin’s House provides a wide range of resources to support these women and children and help them gain education, self-knowledge and life skills.

Pictured presenting the check from left to right are Freestate & Son employees:  Dawn Owens, Carol Bennett, Deborah Vornbrock, St. Martin’s Director of Development, Darlene Merriken, Mark Freestate, Ginny Biondi, Jean Austin, St. Martin’s Executive Director, Kathie Coughlin, Jaye Clough, Rhonda Blessing, and Amanda Robey.

Pictured presenting the check from left to right are Freestate & Son employees: Dawn Owens, Carol Bennett, Deborah Vornbrock, St. Martin’s Director of Development, Darlene Merriken, Mark Freestate, Ginny Biondi, Jean Austin, St. Martin’s Executive Director, Kathie Coughlin, Jaye Clough, Rhonda Blessing, and Amanda Robey.

Shore Bancshares Changes to “Living Wage” Base for Employees


Easton, Maryland. Shore Bancshares, Inc. announced to its employees in December that they will be adopting a living wage increase beginning January 1, 2015. In April of 2014, Governor Martin O’Malley signed a bill to increase the minimum wage in Maryland from $7.25 to $10.10 by 2018. “To provide employees with a sufficient salary that will help meet the basic needs of our employees and their families, we went a step above the minimum wage to a living wage increase in 2015”, says President & CEO Scott Beatty. The living wage is the minimum hourly wage that is sufficient to meet the basic living needs of a single employee working full-time. The living wage is not required by the state unless a company has a working contract with a local government agency or if they receive subsidies from them. Because taxes and expenses vary from county to county and state to state so does the living wage.

Although the minimum wage increase of $10.10 for the state of Maryland does not go into effect until 2018, Shore Bancshares made the increase to base salaries in January 2015. “In all cases our employee’s hourly wage is well above the minimum wage”, says PJ Dill, Chief Human Resources Officer of Shore Bancshares, Inc. “As part of our annual compensation review, we have made a conscious decision to set our base wage to above the average of the two highest counties (Talbot and Queen Anne’s) at $11.06”, says Scott Beatty President and Chief Executive Officer of Shore Bancshares, Inc. At Shore Bancshares, we believe it is important to not only support our employees who are our most valuable asset but to also support the growth in our communities where we live and work.

Shore Bancshares, Inc. is a $1.1 billion asset financial holding company headquartered in Easton Maryland who employs over 300 employees. It is the largest independent financial services company on the Delmarva Peninsula that offers banking, insurance and wealth management services through its community of companies. Two full service community banks, The Talbot Bank of Easton MD and CNB, headquartered in Centreville MD. Wye Financial & Trust a division of CNB located in Easton, MD who offers wealth management and trust services and personal, business, benefits, trucking and marine insurance solutions through Avon-Dixon Agency, Elliott Wilson Insurance, Freestate & Son, located in Easton and Centreville, MD and Jack Martin & Associates, headquartered in Annapolis, MD.