Sarah Schut Earns Retirement Income Certified Professional (RICP) Designation

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Sarah Schut, Investment Advisor Representative with Radcliffe Financial, has earned the Retirement Income Certified professional® (RICP®) professional designation from The American College of Financial Services, Bryn Mawr, PA.

Candidates for the RICP® must complete a minimum of three college-level courses and are required to pass a series of proctored exams.  They must also have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program.

The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income.  The rigorous three-course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs.  From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors.

Using the most current techniques, RICP®s identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals.  Individuals who earn a RICP® can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation.

Schut is an investment advisor representative with Cetera Investment Advisers LLC and a member of Radcliffe Financial, a financial advisory firm associated with Radcliffe Corporate Services, Certified Public Accountants.  She offers securities through Cetera Financial Specialists, FINRA / SIPC.  For over 15 years, Radcliffe has been providing investment advisory services.  Schut can be reached at 870 high Street, Suite 1, Chestertown, MD  21620 or by phone at 410.778.1099.  www.radcliffefinancial.com

The American College is the nation’s largest non-profit educational institution devoted to financial services.  Holding the highest level of academic accreditation.  The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 86 years.  The American College’s faculty represents some of the financial services industry’s foremost thought leaders.  For more information, visit TheAmericanCollege.edu

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Letters to Editor

  1. Liz Clark says:

    Congratulations Sarah!!!

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